ComparisonUpdated: March 9, 2026

finbanFloat

finban or Float? DACH cash flow planning vs. UK cashflow forecasting compared.

Marcus Smolarek

Marcus Smolarek

Gründer von finban

Zuletzt aktualisiert

finban and Float serve different markets – DACH vs. the English-speaking world. Here are the key differences.

Overview

  • finban specializes in the DACH market with automated forecasts, over 3,000 bank connections, and integrations with lexoffice, sevDesk, and other German systems (DATEV coming soon).
  • Float is a British cashflow forecasting tool with deep integration into Xero, QuickBooks, and FreeAgent. Well-established in the English-speaking market.

Feature Comparison

FeaturefinbanFloat
Cash flow forecastAutomatedRule-based
DACH banks3,000+ banksNot available
Xero/QuickBooksNot relevantCore feature, deep integration
Accounting IntegrationAvailable (lexoffice, sevDesk, etc.)Not available
CRM IntegrationAvailableNot available
DATEVComing soonNot available
Scenario planningUnlimited scenariosAvailable
User interfaceGermanEnglish only
Drag-and-dropAvailableCore feature

Price Comparison

  • finban: From €26.25/month
  • Float: From $9/month (approx. €55)

Different Focus Areas

The choice primarily depends on your market and the systems you use:

finban is designed for the DACH region – German bank connections, lexoffice, sevDesk, and a German-language interface (DATEV coming soon).

Float is designed for the English-speaking market – Xero, QuickBooks, and FreeAgent as core integrations. Float features a particularly intuitive drag-and-drop interface for cashflow forecasts.

Detailed Comparison: finban and Float

Integration Ecosystem

Float is deeply integrated into the Xero/QuickBooks ecosystem. Cashflow forecasts are automatically generated and updated from accounting data. finban is integrated into the DACH ecosystem – lexoffice, sevDesk, and direct bank connections (DATEV coming soon) with over 3,000 European banks.

User Interface

Float has a particularly intuitive drag-and-drop interface that allows cashflow entries to be visually moved and adjusted. finban relies on dashboard-based navigation with automated forecasts.

Market Focus

This comparison is primarily a question of market: Float for the English-speaking world (UK, US, AU), finban for the DACH region (DE, AT, CH). The respective integrations reflect this.

Frequently Asked Questions

Can I use Float in the DACH region?

Technically yes, but Float offers no DACH bank connections, no DATEV integration, and no German interface. For the DACH region, finban is the more natural choice.

Can I use finban with Xero or QuickBooks?

These integrations are not a focus for finban, as Xero and QuickBooks are rarely used in the DACH region. Float is the better choice for that.

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