ComparisonUpdated: March 9, 2026

finbanCompanyon

finban or Companyon? Specialized cash flow planning vs. comprehensive controlling software compared.

Marcus Smolarek

Marcus Smolarek

Gründer von finban

Zuletzt aktualisiert

Companyon and finban both serve the German SME market – but with different focus areas.

Overview

  • finban specializes in liquidity planning – with automated forecasts, automatic bank connectivity, and scenario planning. The focus is on real-time cash flow transparency.
  • Companyon is a controlling software with modules for budget planning, workforce planning, investment planning, and liquidity planning. The focus is on comprehensive controlling.

Feature Comparison

FeaturefinbanCompanyon
Cash Flow ForecastAutomated, real-timeFrom plan and actual data
Bank IntegrationDirect, 3,000+ banksImport via files
Scenario PlanningUnlimited scenariosAvailable
Budget PlanningNot the focusCore module
Workforce PlanningNot the focusCore module
Investment PlanningNot the focusCore module
Graphical AnalysisCash flow dashboardsAutomated charts
Free Trial14 daysNo

Pricing Comparison

  • finban: From 26.25 €/month
  • Companyon: From approx. 99 €/month

Different Focus Areas

finban is a specialist: It does one thing – liquidity planning – and does it well with direct bank connectivity and automated forecasts.

Companyon is a generalist: It covers the entire controlling spectrum (budget, workforce, investments, liquidity). If you are looking for a comprehensive controlling system, you get everything from one source – albeit at a higher price and with a steeper learning curve.

Detailed Comparison: finban and Companyon

Feature Scope

Companyon is a modular controlling suite: budget planning, workforce planning, investment planning, and liquidity planning are each separate modules. This enables comprehensive controlling from a single source. finban focuses on liquidity planning and cash flow management – but with greater depth in this area.

Data Connectivity

finban works with direct bank connectivity – account data is imported automatically. Companyon primarily works with file imports from accounting systems. The difference: finban shows real-time bank data, Companyon shows processed controlling data.

Graphical Reports

Both tools offer graphical analysis. Companyon automatically generates charts from plan and actual data across all modules. finban focuses visualization on cash flow dashboards and liquidity forecasts.

Frequently Asked Questions

Do I need a full controlling system?

If your primary need is liquidity planning, finban is the faster and more affordable solution. If you want to build comprehensive controlling with budget, workforce, and investment planning, Companyon offers more modules.

How complex is the Companyon setup?

Companyon requires more setup than finban, as the various modules need to be configured and populated with data. finban is ready to use in under 15 minutes.

Note: finban offers native accounting integrations (lexoffice, sevDesk, and more) as well as CRM integrations. DATEV integration is coming soon.

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